How we can help with SIPP property transactions
Using a SIPP to acquire property can offer tax advantages and greater control over your retirement planning. Our commercial property team can assist with:
- Purchasing commercial property through a SIPP
- Lease arrangements
- Dealing with trustees and SIPP providers
- Refinancing or selling SIPP-owned property
- Addressing tax and compliance issues
These transactions are complex and must comply with strict pension and HMRC regulations.
What our clients have said about us?
Why choose Parfitt Cresswell for SIPP property advice?
We offer a complimentary initial consultation
It’s a great way to understand your options, get to know us better and make a more informed decision on whether we are the firm for you.
Our fees are straightforward, transparent and honest
After your initial consultation, you will know what your costs are likely to be. Depending on your needs, it may be possible to provide a fixed fee and in circumstances where it is not, a clear estimate will be provided which will be kept under close review.
We are honest, genuine people with an assertive and confident edge
We know how to assertively achieve results and to promote a positive resolution. We do the right thing by you. Not just for today, but for the future too.
We are proud of our rankings and feedback
Our clients often describe our service as “professional,” “friendly,” “a pleasure to deal with,” “first-class,” and “would use again.” But don’t just take our word for it; read their reviews on the independent site, ReviewSolicitors, here.
We are fully authorised and regulated by the SRA
This means we adhere to the highest professional and ethical standards set by the Solicitors Regulation Authority. You can be confident that your matter is being handled with integrity, care and full accountability.
We make law accessible
We believe that transparency and understanding are key to a good working relationship. We will endeavour to keep you informed of the latest legal updates and policy changes, in clear terms and without the jargon.
Meet our commercial property solicitors
London, Berkshire, Kent, Surrey and Sussex
Frequently Asked Questions
We understand that investing your pension into a SIPP can be complex, and clients often come to us with important questions. Here are some of the most frequently asked:
Can I buy commercial property through my SIPP?
Yes, SIPPs allow the purchase of commercial property, including offices, retail premises, and warehouses.
Our solicitors will guide you through the process to ensure compliance with pension rules.
Can I use my business premises as a SIPP property?
Yes. Many business owners use their SIPP to purchase their own business premises and then lease it back to their company. This must be structured carefully to comply with HMRC rules - our solicitors can help.
What are the tax benefits of SIPP property investment?
Rental income is tax-free within the SIPP, and capital gains on disposal are also free from CGT. We work with your financial advisers to ensure the transaction is efficient and compliant.
Do I need a solicitor for a SIPP property purchase?
Yes. These transactions are complex, involving multiple parties (you, the trustees, pension provider, and often lenders). Specialist legal advice ensures the purchase runs smoothly and avoids costly mistakes.
