Your home is the foundation of your life and you’re family. So whether you're buying your first home, moving property or purchasing a holiday home, we are here to help ensure all legal requirements and processes are dealt with, so you can focus on settling into your new home.
Our specialist team are experts in all aspects of property law, and their primary concern is helping to provide you with the smoothest transition possible, whilst helping you to avoid any potential pitfalls and protecting your interests at every stage of the process. They will walk you through every step and everything you need to consider around the costs and expenses involved , including Stamp Duty, VAT, land registry fees and search fees, so you feel completely safe and ready to proceed.
Buying or selling a property and stress unfortunately can go hand in hand. Our Conveyancing Solicitors will endeavour to update and provide you with information only when you need it, maintaining a constant and structured dialogue to provide updates as each stage is completed.
Remortgaging is undertaken for a variety of reasons, most commonly for obtaining a better deal or to increase the size of your existing mortgage if you need to release funds for home improvements. Whatever your reason for remortgaging, many of the legal processes you will have experienced from your first mortgage will also apply on remortgaging.
When remortgaging a home, speed and efficiency is the key aspect most people look for. Our remortgaging solicitors will deal with the legal requirements as quickly as possible, while always prioritising protecting your legal position and your mortgage.
If you are considering releasing some of the equity in your home, it is crucial to ensure the rights to your property are not compromised by any scheme you are considering, as well as its appropriateness to your current circumstances. Ideally your first move is to check the schemes validity through the Safe Home Income Plans (SHIP) Code of Conduct. Our team can advise you on this aspect if you are unsure.
At Parfitt Cresswell our Equity Release Solicitors and specialists are here to guide you through the various issues surrounding Equity Release Schemes, including considerations such as the impact on arrangements made in your will and how the plan could affect your inheritance tax situation. We will break down all the benefits and any potential problems of these arrangements and how they affect your estate.
Buy-To-Let, Tenancy and Lease Arrangements
Landlord and Tenancy laws are a minefield on both sides of leasing properties. Our team provide help and advice on all aspects of landlord and tenancy law, providing assistance to landlords on how to deal with tenants breaking their agreements and advice to tenants whose landlords are acting outside of the law, or ignoring their responsibilities to tenants.
If you are considering purchasing a property with a view to using it for buy-to-let purposes, it is essential you take expert legal advice to consider the many commitments and obligations you will be taking on. By letting a property you own, you will effectively be starting a small business by becoming a landlord. This brings on many legal responsibilities when you find tenants including; checking their references, collect rent and deal with any tenant disputes if the property is shared among multiple occupants.
Our practitioners can guide you through the legal responsibilities, such as carrying out repairs, maintaining the safe supply of gas and electricity, ensuring fire safety regulations for premises and furnishings in your property are met. We can also draw up tenancy agreements, deal with any tenant disputes, termination of leases (including Notice’s to Quit) and if required, instigate eviction procedures, giving you peace of mind that your property is being taken care of and all matters resolved thoroughly and efficiently.