Debt Collection

Undisputed Business to Business Debt Collection – information on pricing

1. Letter Before Claim

This is an initial letter sent to the debtor business, summarising the reasons behind the claim and highlighting the warning that court proceedings will be commenced if payment is not made.

You must provide the required information including: the name and address of the debtor, a succinct summary of what the debt relates to and when it was incurred, the precise figure for the debt owed (including any interest) and a copy of any invoice or statement.

At this stage we cannot offer any advice on the merits of your claim.

We will report to confirm whether the debtor has paid, or disputed the debt or failed to reply or requested more time.

For this work we make a charge of £150 plus vat. If you instruct us to calculate any interest due the charge, the charge will be £200 plus vat.

We will review this charge if it transpires that any extra work is required in order to establish any of the information required above.

A Letter before the Claim must provide the debtor with a reasonable period to take advice and respond, which is usually in the region of 21 – 28 days from the initial first date of the letter.

2. Court Claims

If the debtor business still fails to pay, this may be when you wish to start court proceedings. The costs detailed below apply where your claim is, in relation to an unpaid invoice (or similar claim) which is not disputed and enforcement action is not needed.

If the process of seeking your claim becomes more complicated than anticipated, or if the debtor business disputes your claim at any point in the process, our team can help. We will discuss with you any further work that may be required, and also provide you with revised advice about potential costs if necessary, which could be on the basis of a fixed fee or our standard hourly rate/s.

Up to £5,000
£35 - £205
£400 + £80 VAT
£515 - £685
£5,001 - £10,000
£500 + £100 VAT
£10,001 - £50,000
5% x value of the claim
£600 + £120 VAT
£720 + court fee


If you wish to proceed with a claim, it's important to note that:

The VAT element of our fee is independent from your claim, and cannot be reclaimed from your debtor.

Interest and compensation may take the debt into a higher banding, which will inevitably result in a higher cost.

The costs quoted above are not for matters where enforcement action is needed to collect your debt, such as appointing an Enforcement Officer or a Debt Collection Agency.

If your claim is allocated to the Small Claims Track (wherein the debt is usually up to or less than £10,000), you will not be entitled to recover any costs you pay to us throughout the claim process.(with the exception of the court fee (which will be added to the debt)

Our fee under this section includes:

Taking your instructions and reviewing documentation.

Undertaking appropriate searches.

Drafting and issuing claim.

Where no Acknowledgment of Service or Defence is received, applying to the court to enter Judgement in default.

When Judgement in default in received, writing to the other side to request payment.

If payment is not received within 21 days, providing you with advice on next steps and likely costs.

Once we receive your desired plan of action, we will commence work immediately, and due to this, payment will be required from you from the outset. This payment will be estimated on potential costs for the entire process.

Matters usually take up to 10 weeks from receipt of instructions from you to receipt of payment from the other side, depending on how the debtor responds to the claim. This also assumes that the debtor pays promptly on receipt of the Judgement. If enforcement action is needed, the matter will take longer to resolve. This time estimate will increase if there is any delay in the court processing the documentation.

Claims can usually take up to 10 weeks from receipt of instructions from you, to receipt of payment from the debtor, depending on how they respond to the claim.